Know your real return on UK property
- True net yields after service charges, agent fees and voids
- Stress test deals against rate rises before you commit
- Guides, templates and AI advisors for everything in between
Free to use. No credit card required.
13
calculators
64
guides
32
templates
48
glossary terms
Start where you are
Whether you are weighing up a deal, checking a tax rule, or managing a tenancy, there is a free tool for it.
Run the numbers
Analyse deals, tax and financing with 13 free calculators built around real UK costs.
Browse calculatorsUnderstand the rules
64 plain-English guides on tax, regulation and strategy for UK landlords.
Read the guidesGet the paperwork
32 free templates covering the whole tenancy lifecycle, from application to deposit return.
Get templatesAsk a question
Instant educational answers from AI property, tax and mortgage advisors.
Ask an expertThe Calculator That Shows What Others Hide
A real London leasehold flat: £187,000 purchase, £121,000 interest-only mortgage, £19,800 annual rent. Watch what happens when the real costs go in.
The running costs most calculators ignore:
- Service Charge-£3,420
- Agent Fees-£1,900
- Mortgage Interest-£1,740
- Total Running Costs-£9,040 /yr
The “Rightmove number” says 10.6% gross yield. The real position is a 5.75% net yield, still comfortably cashflow positive, with a 16.3% return on the £66,000 actually invested.
Our 4-Perspective Analysis
Pays you comfortably every month.
Return on your £66k equity. The killer metric.
13 calculators, organised by the decision you are making
Every tool includes the real UK costs that other calculators leave out.
Analyse a Deal
Work out what a property really returns before you commit.
Tax & Ownership
See what HMRC takes under each structure before you buy or sell.
Financing & Costs
Price the borrowing and the running costs that eat into returns.
Average Yields Where You're Buying
Gross rental yields for 316 local authorities in England and Wales, updated monthly (June 2026). Highest right now:
Gross, pre-tax yields from official averages. Run any area through the calculator for the true net figure.
Know the rules before they cost you
64 guides on UK property tax, regulation and strategy. Two new articles every week.
Corporation tax, dividend tax, and April 2027's higher property income rates all point the same direction. But incorporation has real costs too. Here is the actual 2026/27 comparison, with the dividend tax rise most guides have not caught up with yet.
The Bank of England held Bank Rate at 3.75% on 30 July 2026, but the vote was 6-3, more hawkish than the 7-2 most economists expected. Here is what the third dissenter and the trimmed inflation forecast mean for landlords remortgaging in H2 2026.
Some flats sit on the market for months not because of price, but because of what's downstairs. Here's how lenders actually assess flats above commercial premises, and what you can do about it.
The paperwork, already written
32 free templates covering the whole tenancy lifecycle. Checklists, letters, forms and spreadsheets, updated for the Renters' Rights Act.
Tenancy Application Form
A referencing-ready application form for prospective tenants covering identity, employment, income, landlord references, guarantors, and right to rent, with a signed declaration and UK GDPR guidance.
New Tenancy Compliance Checklist
Every legal requirement for starting a new tenancy in England, in timeline order: licensing, written statement of terms, safety certificates, deposit protection, and the documents tenants must receive. Updated for the Renters' Rights Act.
Rent Arrears Letter Pack
A three-stage letter sequence for missed rent, from friendly reminder to final letter before action, with an arrears schedule and guidance on payment plans and the current possession rules.
BTL Monthly Cashflow Tracker
Track rental income, expenses, and net cashflow month-by-month for each property in your portfolio. Pre-formatted with common BTL cost categories.
Ask the Experts
Instant, educational guidance from specialised AI advisors. No waiting, no booking required.
Property Expert
UK Buy-to-Let Investment Consultant
Discuss deal analysis, yield assessment, property sourcing, renovation ROI, void mitigation, and portfolio building strategies.
Tax Advisor
UK Property Tax Specialist
Explore Section 24, capital gains tax, corporation tax, personal vs limited company structures, and tax-efficient ownership strategies.
Mortgage Broker
UK BTL Mortgage Specialist
Learn about BTL mortgage types, ICR stress tests, remortgaging strategies, limited company mortgages, and how to strengthen your application.
Frequently Asked Questions
Ready to Make Smarter Property Decisions?
Free account. No credit card. Calculators, guides and templates in one place.