The Complete Toolkit for UK Property Investors
- Calculate true net yields after all UK costs
- Stress test deals against rate hikes and voids
- Chat with AI property, tax & mortgage advisors
"Built by UK property investors, not software companies."

Everything You Need in One Place
Stop switching between spreadsheets, forums, and calculators. RealYield brings it all together.
7 Specialized Calculators
From yield analysis to stamp duty — every calculation tool you need for BTL investing.
3 AI Advisors
Chat with property, tax & mortgage experts powered by AI. Get answers in seconds, not days.
Learning Hub
17+ guides, glossary of UK property terms, and free downloadable templates.
The Calculator That Shows What Others Hide
Most calculators ignore the reality of UK property investing. Here is an actual London leasehold flat example. Note the difference between “Yield” and “Reality”.
Property Details
The “Real Costs” often ignored:
- Service Charge-£3,420
- Agent Fees-£1,900
- Mortgage Interest-£1,740
- Total Running Costs-£9,040 /yr
Our 4-Perspective Analysis
Built by UK landlords for investors.
Pays you comfortably every month.
Return on your £66k equity. The killer metric.
Not all calculators are created equal.
Standard calculators give you a vanity metric. RealYield gives you an investment strategy.
| Feature | Basic Tools | RealYield |
|---|---|---|
| Gross Yield Calculation | ||
| Service Charge Adjustments | ||
| Agent Fee (% or £) Toggles | ||
| Mortgage Stress Testing | ||
| Safety Headroom (Break-even) | ||
| AI Deal Intelligence | ||
| Shareable Deal Links | ||
| Void Period Modeling | Basic | Advanced |
AI-Powered
Context-aware insights for the 2025 UK market.
Shareable
Send live deal links to partners or lenders.
Real-Time
Instant feedback as you adjust the numbers.
Your Complete Calculator Suite
Every tool you need to analyse, plan, and optimise your BTL portfolio.
RealYield Calculator
CoreFull BTL deal analysis with stress testing and AI insights
Section 24 Calculator
Calculate the mortgage interest tax disallowance impact
Personal vs Ltd Company
Compare tax outcomes for both ownership structures
BTL Mortgage Calculator
Model loan amounts, LTV, ICR, and monthly payments
Stamp Duty Calculator
Calculate SDLT for additional residential properties
Capital Gains Tax
Estimate CGT liability when selling BTL property
BRRR Calculator
Model buy-refurbish-refinance deals and capital left in
HMO Yield Calculator
Room-by-room yields with bills, voids and licensing
Flip / Refurb ROI
Buy-refurbish-sell profit, ROI and annualised return
Bridging Loan Calculator
Total cost of bridging finance: interest, fees, net advance
Remortgage Comparison
Compare your current deal with a new one and find the saving
EPC Retrofit Cost
Estimate the cost of reaching EPC C by 2030
Rent vs Buy
Compare the true cost of renting versus buying over time
Ask the Experts
Get instant, educational guidance from specialised advisors — no waiting, no booking required.
Property Expert
UK Buy-to-Let Investment Consultant
Discuss deal analysis, yield assessment, property sourcing, renovation ROI, void mitigation, and portfolio building strategies.
Tax Advisor
UK Property Tax Specialist
Explore Section 24, capital gains tax, corporation tax, personal vs limited company structures, and tax-efficient ownership strategies.
Mortgage Broker
UK BTL Mortgage Specialist
Learn about BTL mortgage types, ICR stress tests, remortgaging strategies, limited company mortgages, and how to strengthen your application.
What UK Landlords Are Saying
Real feedback from investors using RealYield to make smarter decisions.
“Finally, a calculator that includes service charges and agent fees. Saved me from a bad London flat deal.”
James P.
Portfolio Landlord, Manchester
“The AI tax advisor explained Section 24 better than most accountants. Worth signing up just for that.”
Sarah K.
First-Time BTL Buyer, Bristol
“The stress testing feature is brilliant. I can see exactly when my cashflow turns negative if rates rise.”
Mike D.
8-Property Portfolio, Birmingham
Learn & Grow Your Portfolio
Guides, analysis, and honest numbers for UK landlords.
The Bank of England is expected to hold at 3.75% on 18 June 2026, with OIS markets pricing a hold at around 96%. But the real story is a more hawkish vote split, rising hike risk, and what a higher-for-longer rate environment means for landlords remortgaging in H2 2026.
If you served a Section 21 notice before 1 May 2026 and the tenant has not left, you have until 31 July to start court proceedings. But court processing times mean the real deadline is much closer. Here is what to do and how to do it.
More than a dozen lenders cut buy-to-let mortgage rates in the first week of June 2026. SWAP rate easing is the driver. Here is what the repricing means for landlords remortgaging in H2 2026, and what falling rates do not yet mean.
Ready to Make Smarter Property Decisions?
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